Kovács & Associates

Commercial Law

Civil Law

Family Law

Labor Law

Financial – Banking Law

Administrative Litigation

Insurance Law

Malpractice and Patients’ Rights

Criminal Law

Legal Support for Developing Your Business

In a constantly changing business environment, solid legal advice is essential for the success and security of your company. Commercial law regulates economic activities, relationships between traders and protects the interests of entrepreneurs, regardless of their size or field of activity.

At Kovács & Associates, we offer complete legal assistance in commercial law, from the establishment and organization of a company to the management of contracts, transactions and commercial disputes. We are the trusted legal partner that helps you make the best decisions for your business.

Our Services in Commercial Law

Foundation and organization of commercial companies

Editing and registering the constitutive documents.
Choosing the optimal legal form for your company (SRL, SA, PFA, etc.).
Obtaining the necessary authorizations and approvals.
Changes in the company structure (association, transfer of shares, capital increase).
Consulting on the tax regime and legal obligations of the company.

Commercial contracts – editing, negotiation, review

Drafting and analysis of commercial contracts (sales contracts, service contracts, distribution, leasing, franchise, partnership, etc.).
Assistance in negotiating contractual terms to protect your interests.
Identification of risks and abusive clauses in contracts.
Assistance in terminating contracts and recovering damages.

Commercial and Legal Due Diligence

Before any merger, acquisition or association transaction, it is essential to have a clear picture of the risks and obligations involved. Through due diligence, we conduct a detailed analysis of the legal, financial and operational documentation of the target company, to help you make informed decisions.

Our due diligence services include:

Verification of the legal and commercial status of the company – ongoing litigation, debts, contractual obligations.
Analysis of financial documents – assessment of the correctness of accounting records and identification of possible risks.
Review of commercial contracts – assessment of clauses, obligations and possible hidden risks.
Analysis of tax and compliance obligations – avoidance of legal and tax problems in the future.
Assessment of competition risks and market position – identification of the company’s advantages and vulnerabilities.

Mergers, acquisitions and company restructurings

Legal assistance in merger, division and acquisition procedures.
Consulting on restructuring strategies and tax optimization.
Management of asset takeover and business transfer procedures.

Commercial litigation and dispute resolution

Representation in disputes regarding the execution of commercial contracts.
Recovery of receivables through judicial and extrajudicial procedures.
Assistance in disputes between associates and administrators.
Representation before courts and arbitration tribunals.

Competition law and protection against anti-competitive practices

Advice on compliance with competition law.
Assistance in cases of unfair competition and abuse of dominant position.
Representation before the Competition Council and other regulatory authorities.

Insolvency and bankruptcy proceedings

Consulting and assistance for companies in financial difficulty.
Drafting and implementing reorganization plans.
Representation in insolvency and bankruptcy proceedings, whether you are a creditor or a debtor.
Recovery of receivables from companies in insolvency proceedings.

Intellectual property protection and commercial rights

Registration and protection of trademarks, patents and industrial designs.
Legal assistance in cases of counterfeiting and misuse of your brand.
Drafting of licensing agreements and assignment of intellectual property rights

We are a team of dynamic, professional and constantly developing lawyers.

Our mission is simple: to provide you with legal certainty and effective solutions for the success of your business.

Our motto: "Your success is our success"

Protecting Your Rights, Our Priority

Civil law is the cornerstone of any legal system, regulating the relationships between individuals and legal entities, protecting the rights and interests of each. Whether it is about contracts, litigation, inheritance or other legal matters, solid legal advice makes the difference between success and uncertainty.

At Kovács & Associates, we offer legal advice, assistance and representation in all areas of civil law, ensuring that your rights are protected and the solutions offered are efficient and personalized.

Our Civil Law Services

Drafting and reviewing civil contracts

Whether you are entering into a sales, rental, service contract or any other type of civil agreement, we ensure that the documents are clear, balanced and comply with the legal framework in force.

Civil litigation and dispute resolution

We assist you in contractual disputes, tortious civil liability, compensation claims, ensuring a well-founded strategy to obtain a favorable outcome.

Debt recovery

If you have unpaid debts from third parties, we handle notifications, negotiations and court representation to ensure the recovery of the amounts owed in the shortest possible time

Real rights and property protection

We protect your property rights and assist you in procedures such as claims, easements, judicial partition or disputes regarding the possession of real estate and movable property.

Inheritances and inheritance shares

We professionally manage legal and testamentary successions, preventing or resolving conflicts between heirs and ensuring a fair share.

Protection of your interests and those of your loved ones

Family is one of the most important aspects of each of our lives, but sometimes complex legal situations may arise that require the intervention of a specialized lawyer. Divorce, child custody, division of joint assets, adoptions or the protection of patrimonial rights are just some of the delicate issues that must be handled with professionalism and empathy.

At Kovács & Associates, we understand the importance of these aspects and offer personalized legal assistance, with the aim of finding the most balanced and favorable solutions for our clients.

Our Family Law Services

Divorce and legal separation

Whether it is an amicable or contentious divorce, we assist you throughout the process to protect your rights and interests.

We deal with:

Amicable divorce – when the spouses agree on the separation and division of property.
Faulty divorce – when one of the spouses is responsible for the breakdown of the marriage.
Divorce with international elements – if one of the spouses has his/her domicile or citizenship in another country.

Establishing custody and visitation schedule

The protection of children’s rights is a priority. We offer you advice and representation for:

Establishing sole or joint custody.
Visitation rights and personal contact schedule for the non-resident parent.
Modifying the custody schedule based on changes in the child’s or parents’ lives.
Exercising parental authority regarding the child’s education, health, and development.

Determining maintenance pension

A child has the right to financial support from both parents. We help you get:

Calculation and determination of alimony based on the parents’ income.
Modification or enforcement of alimony if the obligated parent fails to comply with financial obligations.

Sharing of common property

Following a divorce, the division of property can become a sensitive topic. We assist you in:

Amicable partition – agreement between spouses on the division of property.
Judicial partition – resolution of the dispute in court when the parties do not reach an agreement.
Correct valuation of the property and determination of the shares that belong to each spouse.

Protection against domestic violence

If you are in a situation of abuse, it is essential to take quick action to protect yourself and your children. We offer legal support for:

Obtaining a protection order against the aggressor.
Complaints and court actions for physical, psychological or economic aggression.
Counseling on safety measures and protection of the victim’s rights.

Adoptions and filiation

Adoption is a complex process that requires strict legal procedures. We offer you legal assistance for:

Preparation and submission of the adoption file.
Obtaining the necessary approvals from the authorities.
Assistance in the recognition of international adoptions.
Establishing paternity and contesting filiation.

We Protect the Rights of Employers and Employees

Labor relations are essential for the proper functioning of any company and for ensuring a balanced and fair work environment. Labor law regulates the relations between employers and employees, protecting the rights and obligations of each party, avoiding conflicts and ensuring compliance with the legislation in force.

At Kovács & Associates, we offer specialized legal assistance in labor law, for both employers and employees. Whether you need advice in drafting employment contracts, representation in labor disputes or assistance in dismissal procedures, we are here to protect your rights and interests.

Our Labor Law Services

Consulting for Employers

Drafting and reviewing employment contracts – we ensure that the documents comply with the legislation and protect the company’s interests.
Internal regulations and labor policies – we develop internal regulations, codes of conduct and internal policies to prevent labor conflicts.
Special clauses in employment contracts – confidentiality, non-competition, loyalty or mobility clauses.
Layoffs and restructuring – legal assistance in individual or collective dismissal procedures, to avoid legal risks.
Negotiation and management of collective labor conflicts – assistance in relations with unions, negotiation of collective labor agreements.
Temporary work and international postings – consultancy on employee mobility and compliance with labor regulations abroad.

Protection of Employee Rights

Verification of the legality of employment contracts – we analyze the contractual clauses to ensure that they comply with the legislation and the interests of the employee.
Assistance in case of abusive dismissal – representation before the courts to challenge unjustified decisions of employers.
Recovery of outstanding wages and rights – legal assistance in case of non-payment of wages, overtime or other benefits.
Workplace harassment and discrimination – we act against abusive treatment, intimidation and discrimination in the professional environment.
Negotiation and mediation of labor conflicts – we resolve disputes between the employee and the employer without going to court, through quick and efficient procedures.

Labor Litigation and Dispute Resolution

Representation before courts and competent authorities in labor disputes.
Appeals against dismissal decisions and other disciplinary sanctions.
Representation in cases of undeclared work or fictitious employment contracts.
Assistance in investigating work accidents and establishing legal responsibilities.

Labor Inspection and Compliance with Legislation

Preparing companies for Territorial Labor Inspection (ITM) – we ensure that all internal documents and procedures comply with legal requirements.
Representation before labor authorities in case of fines or sanctions imposed by the Labor Inspectorate.
Consulting in cases of undeclared work or violation of labor safety regulations.

Our Services in Financial - Banking Law

Consulting for Banking and Financial Institutions

Banking regulations and compliance – assistance regarding compliance with the rules imposed by the National Bank of Romania (BNR), European Central Bank (BCE), Financial Supervisory Authority (ASF) and other financial authorities.
Structuring and negotiating credit agreements – drafting and analyzing loan agreements and credit facilities.
Financial audit and due diligence – verifying compliance and identifying legal risks within financial institutions.
Regulatory affairs management – advising and representing financial authorities.
Anti-Money Laundering (AML) protection – implementing AML measures to prevent financial fraud.

Legal Assistance for Companies in Relation to Financial Institutions

Drafting and negotiating credit and leasing contracts – we guarantee fair terms and protect your company’s interests.
Debt restructuring consultancy – solutions to avoid insolvency and negotiations with creditors.
Protection against banking abuse – identifying abusive terms and challenging them.
Guidance in attracting financing and investments – assistance in obtaining bank loans, alternative financing and private capital.
Management of bank guarantees and letters of credit – verifying legality and ensuring compliance with contractual obligations.

Protection of the Rights of Individuals in Relation to Banks

Challenging unfair terms in credit agreements – renegotiating or cancelling unfavorable terms.
Assistance in litigation against banks and non-bank financial institution (IFNs) – protecting the rights of banking consumers.
Recovering illegally collected amounts – actions against excessive interest rates, hidden fees and unjustified taxes.
Negotiating loan restructuring and avoiding foreclosure – solutions for refinancing and reducing bank debts.

Financial and Banking Disputes

Representation in disputes between banks and clients – credit disputes, foreclosures, unfair terms.
Assistance in bank fraud cases – protection against fraudulent transactions and fraud schemes.
Dispute resolution between companies and financial institutions – avoiding litigation through mediation and commercial arbitration.
Representation before courts and regulatory authorities – National Bank of Romania (BNR), Financial Supervisory Authority (ASF), National Authority for Consumer Protection (ANPC).

We Protect Your Rights in Relations with Public Authorities

The relationship between citizens, companies and public authorities must be based on legality, transparency and respect for fundamental rights. However, in many situations, administrative decisions can be illegal, abusive or can cause harm to individuals or legal entities.

At Kovács & Associates, we offer specialized legal assistance in administrative litigation, protecting the interests of our clients in their relationship with state institutions. Whether it is about annulling illegal administrative acts, obtaining compensation, contesting fines or representing you in litigation against public authorities, we support you with efficient solutions and solid legal strategies.

Our Services in Administrative Litigation

Contesting Illegal Administrative Acts

Annulment of abusive decisions of the public administration.
Contesting the refusal of the authorities to issue an administrative act (e.g. construction permits, approvals, licenses, permits, etc.).
Obtaining the revocation of illegally issued administrative acts.
Assistance in the case of enforcement measures imposed by the authorities (e.g. seizures, forced executions by ANAF – National Tax Administration Agency).

Litigation against Public Institutions

Representation in lawsuits against local and central authorities.
Appeals against measures ordered by city halls, local councils, ANAF, ANPC, ITM, ISU (General Inspectorate for Emergency Situations) and other institutions.
Obtaining compensation for damages caused by public authorities.
Defending the rights of companies affected by illegal regulations.

Administrative Fine Appeal

Assistance in challenging fines imposed by control authorities (ANAF, ANPC, ITM, Environmental Guard, Police, etc.).
Verification of the legality of sanctions and elimination of abuses.
Reduction of the amount of fines and their cancellation by court.

Public Servants Law

Assistance in appeals against disciplinary sanctions applied to civil servants.
Disputes regarding promotion, salary or termination of employment.
Representation in cases of abusive dismissal of civil servants.

Expropriations and Property Rights

Assistance in expropriation procedures for public utility reasons.
Obtaining fair compensation for expropriated assets.
Contesting expropriation decisions and the amount of compensation

Public Tenders and Procurement

Assistance to companies in public procurement procedures.
Contesting the illegal award of public procurement contracts.
Representation before the courts and the National Council for the Resolution of Complaints (CNSC).

Protecting Your Rights in Relation to Insurers

The insurance market is a complex area, regulated by numerous legislative norms, intended to protect both insurers and policy beneficiaries. However, in practice, unjustified refusals to pay, incorrect damage assessments, delays in compensation or abusive clauses may occur, which affect client’s rights.

At Kovács & Associates, we offer specialized legal assistance in insurance law, protecting client’s interests against insurance companies. Regardless of whether you are an individual, company or institution, we help you to recover your due compensation, challenge illegal decisions of insurers and obtain fair and equitable solutions.

Our Services in Insurance Law

Challenging the Denial of Compensation

Representation against insurers who refuse to pay compensation.
Contestation of unjustified decisions regarding the assessment of damages.
Assistance in recalculating the amounts owed by insurers.
Representation in negotiation and mediation procedures for the amicable settlement of disputes.

Disputes with Insurance Companies

Representation before courts against insurance companies.
Recovery of compensation for material and moral damages.
Assistance in cases of unjustified delay in payment of compensation.
Disputes regarding abusive clauses in insurance contracts.

Auto Insurance (RCA and CASCO)

Recovery of compensation for car accidents.
Appealing decisions rejecting RCA and CASCO compensation claims.
Legal assistance in the case of road accidents resulting in complex damages.
Negotiations with insurers to obtain the correct amounts.

Home and Property Insurance

Obtaining compensation for damage to homes (fires, floods, natural disasters, etc.).
Challenging the insufficient amount of compensation established by the insurer.
Representation in disputes regarding the abusive exclusion of certain risks from the policy.

Life and Health Insurance

Representation in disputes regarding the refusal to pay insured amounts.
Assistance in cases of late payments or abusive interpretation of clauses.
Analysis of contracts to identify abusive clauses.

Civil and Professional Liability Insurance

Defending the rights of professionals against denials of coverage by insurers.
Litigation regarding medical, legal, construction and other liability policies.
Recovering damages in the event of professional errors covered by insurance.

We Protect Your Right to Health and Compensation

Every patient has the right to safe, professional medical treatment in accordance with medical standards. Unfortunately, medical errors, professional negligence and wrong decisions can have serious consequences for patients’ health. If you have been the victim of an act of medical malpractice, you are entitled to compensation for the damages suffered.

At Kovács & Associates, we offer specialized legal assistance in medical malpractice cases, protecting the rights of patients affected by medical errors. We are committed to providing you with legal support in establishing the liability of the doctor or medical facility, obtaining compensation and holding those responsible accountable.

Our Services in Medical Malpractice Cases

Determining Liability in Malpractice Cases

Case analysis and assessment of possible medical negligence.
Obtaining medical opinions and expert reports to prove medical error.
Establishing the liability of doctors, hospitals, private clinics or pharmacists.
Proving the violation of patient rights in court.

Obtaining Compensation for Malpractice Victims

Material damages – recovery of costs for additional treatments, surgeries, hospitalization, medications and after-treatment care.
Moral damages – compensation for physical and psychological suffering caused by malpractice.
Loss of income – compensation for temporary or permanent incapacity for work caused by medical error.
Compensation for cases of death caused by medical negligence.

Patients' Rights and Complaints Against Medical Facilities

Challenging refusal of treatment or misdiagnosis.
Complaints against private hospitals and clinics that do not respect patient rights.
Complaints regarding the patient’s lack of informed consent for medical interventions.
Violation of the right to medical confidentiality and protection of personal data.

Litigation and Court Representation

Legal actions against doctors, hospitals, pharmacies and malpractice insurers.
Representation before the Medical Board and other regulatory authorities.
Obtaining forensic expertise and proving medical negligence.
Amicably resolving disputes or taking legal action if necessary.

Defending Rights in Front of Medical and Regulatory Authorities

Representation before the College of Physicians and Public Health Directorates (DSP).
Complaints to the Ministry of Health and other institutions to hold those responsible accountable.
Consulting on legislation regarding patients’ rights.

Defending Your Rights, No Matter the Circumstances

Criminal law protects the fundamental values of society, as well as the rights of every person accused of a crime. Whether you are a suspect, defendant or victim of a crime, you have the right to defense and a fair trial.

At Kovács & Associates, we provide specialized legal assistance in criminal law, defending the rights of our clients at every stage of criminal proceedings. Whether it is an economic crime, an accusation of violence, a corruption case or a dispute related to the execution of sentences, we ensure that you benefit from a solid defense strategy and that all your legal rights are respected.

Our Criminal Law Services

Assistance and Defense in the Criminal Prosecution Phase

Assistance before criminal prosecution bodies (Police, Prosecutor’s Office, Directorate for the Investigation of Organized Crime and Terrorism, National Anticorruption Directorate).
Assistance at hearings and statements
Analysis and contestation of evidence – we evaluate its legality and relevance in the case file.
Formulation of requests and exceptions for the defense of procedural rights.

Representation Before Courts

Defense before criminal courts at all stages of the process.
Development of an effective defense strategy, adapted to each case.
Contesting preventive measures (preventive arrest, judicial control, house arrest).
Formulation of remedies (appeal, contestation, appeals for annulment, revision).

Economic and Corruption Crimes

Fraud, embezzlement, tax evasion – defense and assistance in financial investigations.
Corruption, influence peddling, bribery and corruption – representation before criminal prosecution bodies and courts.
Money laundering and financial crimes – analysis and strategies for minimizing consequences.
Obtaining the lifting of seizure and recovery of confiscated assets.

Crimes Against the Person and Property

Defense in cases of bodily injury, murder, robbery.
Representation in cases of domestic violence and physical assault.
Defense in cases of theft, fraud, destruction.
Legal assistance in cases of blackmail, threats and harassment.

Traffic Offenses

Driving under the influence of alcohol or drugs – challenging evidence and defending in court.
Road accidents resulting in casualties – assistance for defendants and victims.
Driving without a license or with a suspended license – defense strategies and reducing the sentence.
Cancellation of measures regarding the suspension of the driver’s license.